Geaux Volunteer Financial provides working capital and flexible financing solutions to help Chattanooga-area businesses move forward — with Southern heart and financial expertise.
We offer straightforward funding solutions designed around your goals, not arbitrary criteria.
Keep operations running smoothly. Our working capital solutions bridge gaps between payables and receivables so you can focus on growth.
Learn MoreFlexible repayment that scales with your revenue. Pay more when business is booming, less when it's slower — financing that moves with you.
Learn MoreTerm loans structured for Tennessee small businesses. Transparent terms, fixed payments, and a local advisor in your corner from day one.
Learn MoreUpgrade or replace critical equipment without draining working capital. Finance what you need today and pay over time.
Learn MoreTurn outstanding invoices into immediate cash. Stop waiting 60–90 days for payment — access funds when your business needs them most.
Learn MoreA revolving credit facility gives you on-demand access to capital. Draw what you need, repay, and draw again — always ready when opportunity knocks.
Learn MoreWe're not a faceless national lender. We're your neighbor in Hixson — and we're invested in your success.
We know the Chattanooga market, Tennessee business climate, and the challenges our neighbors face. That local context shapes every funding decision.
No months-long bank processes. We make funding decisions within 48 hours so you can seize opportunities before they pass.
No hidden fees. No surprises buried in footnotes. We walk you through every detail so you always know exactly what you're agreeing to.
Work with Scott Hartmann directly — not a call center. One point of contact who knows your business and champions your funding.
From application to funded account — we've streamlined every step.
Complete our short inquiry form. Takes less than 5 minutes. No credit pull required to start.
Scott reviews your application and connects with you directly — often same business day.
Receive a clear funding offer with transparent terms. No jargon, no hidden fees.
Capital deposits directly into your business account. Put it to work immediately.
Don't take our word for it — hear from the business owners we've helped.
"Scott understood our seasonal cash flow challenges immediately. The working capital loan came through in days — not weeks. Geaux Volunteer doesn't just talk about being local, they actually are."
"I'd been turned down by two banks before finding Geaux Volunteer. Revenue-based financing was the right fit for my business model, and they explained everything clearly. Highly recommend."
"Equipment financing through Geaux Volunteer let us upgrade our entire fleet without touching our operating reserves. The process was smooth and Scott kept us informed the whole time."
Tell us about your business and funding needs. Our team will reach out within one business day.
Start Your Application