Our Funding Solutions

Flexible, transparent business financing built for Tennessee entrepreneurs. Find the right solution for your business goals.

Capital Solutions for Every Stage

Whether you need working capital, equipment, or growth financing — we have a product designed for your situation.

Working capital for business
01

Working Capital Loans

Smooth out cash flow gaps, cover operating expenses, and keep your business running at full capacity — even in slow seasons. Our working capital loans provide the financial cushion every growing business needs.

  • Funding from $10,000 to $500,000
  • Terms from 3 to 24 months
  • Fixed daily or weekly payment options
  • No collateral required for qualified borrowers
  • Decisions in as little as 24–48 hours
Apply Now

Revenue-based financing growth chart
02

Revenue-Based Financing

A flexible alternative to traditional loans. With revenue-based financing, your repayments scale with your monthly revenue — meaning you pay more when business is strong and less when it slows. Ideal for seasonal or variable-revenue businesses.

  • Repayments tied to monthly revenue percentage
  • No fixed payment schedule to stress over
  • Great for seasonal industries
  • Quick qualification — based on revenue, not just credit
  • Retain full equity ownership
Learn More

Business equipment financing
03

Equipment Financing

Don't let equipment costs drain your operating capital. Finance vehicles, machinery, technology, or any essential business equipment — and spread the cost over time while you put that equipment to work earning revenue immediately.

  • Finance new or used equipment
  • Equipment serves as collateral (no additional assets required)
  • Competitive rates and flexible terms
  • Potential tax advantages via Section 179
  • Covers virtually all business equipment types
Get a Quote

Invoice factoring cash flow
04

Invoice Factoring

Stop waiting 60, 90, or 120 days for customers to pay. Convert outstanding invoices into immediate working capital. Invoice factoring gives you cash now — so you can pay your team, restock inventory, and pursue the next opportunity without delay.

  • Advance up to 90% of invoice value immediately
  • Receive remaining balance when client pays
  • No new debt added to your balance sheet
  • Ideal for B2B companies with net-30/60/90 terms
  • Approval based on your clients' creditworthiness
Apply Now

Business line of credit flexibility
05

Business Lines of Credit

Access capital on demand — draw only what you need, when you need it. A revolving business line of credit gives you the flexibility to respond to opportunities, manage emergencies, and smooth operations without going through a new application every time.

  • Draw and repay as needed — revolving facility
  • Only pay interest on what you draw
  • Lines from $10,000 to $250,000
  • No prepayment penalties
  • Fast access once approved
Apply Now

Small business loan Tennessee
06

Small Business Term Loans

A straightforward term loan for businesses with established revenue and clear growth goals. Predictable fixed payments, transparent terms, and a local advisor who walks you through every detail before you sign anything.

  • Loan amounts from $25,000 to $2,000,000
  • 12 to 60 month repayment terms
  • Fixed or variable rate options
  • Use for expansion, hiring, inventory, or any business purpose
  • Minimum 6 months in business to qualify
Start Application

Who We Can Help

We work with a wide range of Tennessee businesses. Here's a quick guide to eligibility.

We Work With

  • Businesses with 6+ months operating history
  • Monthly revenue of $10,000 or more
  • Restaurants, retail, healthcare, construction
  • Transportation and logistics companies
  • Professional services (law, accounting, consulting)
  • B2B businesses with outstanding invoices
  • Businesses with less-than-perfect credit
  • Startups with strong revenue (case-by-case)

Important Notes

We specialize in legitimate business growth financing. We do not offer the following products:

  • Personal loans or payday loans
  • Credit repair services
  • Debt consolidation loans
  • Cash advance to individuals

All financing products are for legitimate business purposes only. Business use required.

Find the Right Fit for Your Business

Not sure which product is right for you? Scott will help you identify the best option — no pressure, no obligation.

Talk to Scott Today